Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Charles Burgar is an expert on all things tech and gaming. After graduating from Pikes Peak Community College in 2018 with an Associate of Science, Charles spends most of his free time dissecting ...

Amanda Smith is a freelance journalist and writer. She reports on culture, society, human interest and technology. Her stories hold a mirror to society, reflecting both its malaise and its beauty.