Free AI tools Goose and Qwen3-coder may replace a pricey Claude Code plan. Setup is straightforward but requires a powerful local machine. Early tests show promise, though issues remain with accuracy ...

Melissa Horton is a financial literacy professional. She has 10+ years of experience in the financial services and planning industry. Robert Kelly is managing director of XTS Energy LLC, and has more ...

5 custom ChatGPT instructions I use to get better AI results - faster ...

What's CODE SWITCH? It's the fearless conversations about race that you've been waiting for. Hosted by journalists of color, our podcast tackles the subject of race with empathy and humor. We explore ...

SIMPLE IRAs are for self-employed or small businesses with under 100 employees. You can contribute yearly up to $16,500, rising in 2026 to $17,000. Withdrawals before age 59 1/2 incur taxes and may ...

With nearly two decades of retail management and project management experience, Brett Day can simplify complex traditional and Agile project management philosophies and methodologies and can explain ...

SIMPLE IRAs let self-employed and small business employees save for retirement tax-efficiently. In 2025, you can contribute up to $16,500; those 50+ can add up to $3,500 more. Explore other plans like ...

Christina Majaski writes and edits finance, credit cards, and travel content. She has 14+ years of experience with print and digital publications. Robert Kelly is managing director of XTS Energy LLC, ...

Indicator species are living organisms that tell us that something has changed or is going to change in their environment. They can be easily observed, and studying them is considered a cost-effective ...