‘I won’t take out a loan’: I need $18K in house repairs. Do I take it from my Roth, 401(k) or IRA?
I have $4,500 in my bank account, $14,000 in my Roth, $43,000 in my 401 (k), and $470,000 in a Traditional IRA. I’m 61, live alone, almost own my home, have no other debt and I plan to retire in six